Judith will be posting articles that may help you negotiate a safe path – and save you some money and heartache along the way.

Judith has been running small businesses since the 1990s so has seen huge changes in the way things are done, some “progress” improving things massively but some just robbing you of quality lifestyle and joy.

Confident and “always right” (just ask her children), Judith’s straight talking style may not be to everyone’s taste, but hey ho, see what you think.

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